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Creditreform AG (Plc) was formed in 2002. Under the umbrella of the public limited company, the central business activities of Verband der Vereine Creditreform e.V., the subsidiaries and the joint ventures are legally united.
Creditreform AG acts as a holding company for the companies aCS (acoreus Collection Services), bedirect, microm, CEG, ECOFIS, e-crefo, Creditreform Rating AG, Crefo Factoring, IMMO-Check and CPM (Creditreform Portfolio Management).
The objective of Creditreform AG is the strategic development of the operational organisations within the Creditreform Group.
| SUBSIDIARIES AND PARTICIPATING COMPANIES |
acoreus Collection Services GmbH
acoreus Collection Service GmbH – or for short aCS – is a joint venture between Creditreform AG and acoreus, which was formed in 2001. aCS is engaged in accounts receivable management of call-by-call and Internet-by-call providers and is specialised in electronic mass debt collection services.
For more information please contact:
Creditreform Rating AG
Demands for qualified creditworthiness checks are increasing. The valuation from Creditreform Rating AG enables even medium-sized businesses to present their solvency in a reliable way which will reduce the lack of information between the business partners.
Creditreform Rating AG’s aim is to set a standard for the external rating of companies.
For more information please contact:
Creditreform Rating AG 
Hellersbergstr. 12
41460 Neuss
Tel: 02131/109-626
Fax: 02131/109-627
info@creditreform-rating.de
http://www.creditreform-rating.de
Crefo Factoring
You are looking for alternative finance which optimises your corporate options? Crefo Factoring offers liquidity to your company (after assessing its turnover development), assumes 100% risk of your bad debt and manages your accounts receivable professionally so that stable growth and autonomy are guaranteed.
For more information please contact:
http://www.crefo-factoring.de
e-crefo GmbH
e-crefo GmbH provides professional infrastructure services for electronic marketplaces. A subsidiary of Creditreform AG, e-crefo stands for high quality and reliability of service and data. e-crefo GmbH offers a very high quality portfolio of products, including identifying marketplace participants, automatically assessing creditworthiness and hedging accrued transactions. It creates the decisive basis of trust for the further development of electronic commerce.
For more information please contact:
e-crefo GmbH 
Hellersbergstr. 12
41460 Neuss
Tel.: +49 21 31 / 109-481
Fax: +49 21 31 / 109-610
info@e-crefo.com
http://www.e-crefo.com
CEG Creditreform Consumer GmbH
CEG is a subsidiary of Creditreform AG and its services are directed at the lending sector of the German market. CEG supplies dynamic consumer information and integrated risk management solutions for secure and responsible lending to the end consumer.
For more information please contact:
CEG 
Hellersbergstr. 14
41460 Neuss
Tel.: +49 21 31 / 109-501
Fax: +49 21 31 / 109-557
info@ceg-plus.com
http://www.ceg-plus.de
bedirect
"bedirect" is a joint venture between Creditreform and AZ direct. The focus of its service is a newly developed database with information on almost four million companies, freelancers, public authorities and institutions as well as detailed credit and marketing information.
"bedirect" offers customised system solutions for the supplementation, administration and aimed utilisation of business to business (B-2-B) customer bases for commercial enterprises. This is possible due to the area-wide coverage of the German business database.
For more information please contact:
bedirect 
Hellersbergstr. 14
41460 Neuss
Tel.: +49 21 31 / 109-790
Fax: +49 21 31 / 109-797
info@bedirect.de
http://www.bedirect.de
ECOFIS GmbH
The company group ECOFIS stands for a high quality service portfolio in the fields of network management, IT security, hosting and web technology. Its objective is to work with its customers to develop and implement customised solutions for the optimisation of technical and business processes. It provides a competent, individual and one-stop service along the whole value chain of a company.
For more information please contact:
ECOFIS GmbH 
Emil-Figge-Straße 86
44227 Dortmund
Tel.: +49 2 31 / 75 45-0
Fax: +49 2 31 / 75 45-222
info@ecofis.de
http://www.ecofis.de
microm
microm, Micromarketing-Systeme and Consult GmbH, strive for transparency in local markets. As an information provider, microm develops system solutions for innovative target group marketing using exact data. microm is one of the leading specialists for intersectoral services in the fields of micro marketing and target group marketing. Its comprehensive range of products includes:
- Customer and market structure analyses
- Planning of sales regions
- Optimisation of marketing activities
- System solutions for innovative target group marketing
microm 
Hellersbergstr. 14
41460 Neuss
Tel: 02131/109-701
Fax: 02131/109-777
info@microm-online.de
http://www.micromarketing.de
IMMO-CHECK GmbH
IMMO-CHECH GmbH is a joint venture between IMMO-DATA AG and Creditreform AG and acts as an information provider for the finance and real estate industry. The complex database IMMOMENT is the presently leading tool in Germany for analysis and rating of real estates.
For more information please contact:
IMMO-CHECK GmbH 
Lohrheidestraße 72
44866 Bochum
Tel: 02327/9490-50
Fax: 02327/9490-59
info@immo-check.com
http://www.immo-check.de
CPM Creditreform Portfolio Management GmbH
The CPM rates and buys small portfolios of defaulted claims and loans. This service is offered to banks and to all enterprises which have an elevated number of consumer claims such as regional energy providers or telecommunication providers per example.
For more information please contact:
CPM 
Hellersbergstr. 14
41460 Neuss
Tel: 02131/109-3701
Fax: 02131/109-227
info@creditreform-cpm.de
More about CPM...
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