Credit reports by Creditreform will make business life easier!      The aim of any business activity is success. But even one wrong credit decisions can cause significant financial losses. But risks do not always appear at the start of a business connection but over time. This is a particular crucial point for international business activities. With an international credit report from Creditreform you will be able to get regular and early information about potential and existing business partners! This will put your international business success on a secure foundation right from the start. For most enterprises, information on credit ratings and balance sheets of their business partners are of essential importance in order to prevent bad debts and minimize business risk. We provide our members with exactly the information they need. No matter what or who you are looking for in our database, you will surely find it! More than 24 million credit reports from 24 European countries are available around the clock via our online database. Further more we also carry out fresh investigations on any active company - around the globe. The assessment of creditworthiness and credit risk is based on a rating system, which was developed specifically for the credit and receivables management: the Creditreform solvency index. It allows you to get a fast and reliable risk assessment and will make your business decisions easy. The sheer volume of reports issued portrays the huge demand for this data: 15 million reports per year! To find out more about the kind of business information you will find in our international credit reports, please click here. As a basis for our information we use sources which are often difficult to access for companies and whose analysis is enormously time-consuming. Among these are public directories and registers as well as our own research. In order to provide the most current information, we constantly import additional data from local directories and update our entries. It goes without saying that Creditreform obtains its information in strictest accordance with the national data protection regulations. Click here for more information about our work methods...     Your doorway to our credit reports   For detailed information on credit reports and price inquiries please contact your nearest Creditreform country office directly. Our European offices make it possible for you to reach us personally. Our staff will work together with you to guarantee a solution, no matter what your query.

	What is the Creditreform Solvency Index? How is it put together?
The Creditreform solvency index is a selective and efficient early warning indicator, and can quickly assess the solvency of business partners. It is determined by Creditreform from a variety of data and displays the credit risk of a company in a structured and classified manner. The individual characteristics and their combinations were analyzed from their point of importance to the credit rating. With regard to the importance of individual features a credit solvency index is calculated from 100 – an excellent solvency – to 600 points – in this case strong negative features exist. The higher the value of the rating index the greater the risk and in particular the risk for default of the client. The lower the risk score, the better the credit rating of the company to be assessed. Both quantitatively and qualitatively factors are considered for the calculation of the solvency index, such as:   In more specific terms the Creditreform solvency index consists of the following:   Custom made assessment Often there is not enough information and statistical comparative data available in order to calculate the solvency index on companies in foreign countries. It is however always possible to assign one of the six solvency classes to display a consistent and clear assessment, despite a very different content of information and a variety of countries. The assignment of credit classes to the credit indices result from the following table:           Solvency class Credit solvency index   1 = excellent solvency 100 - 149   2 = good solvency 150 - 239   3 = satisfactory, average solvency 240 - 339   4 = weak solvency 340 - 439   5 = insufficient solvency 440 - 599   6 = strong negative features          600